Stupid Stupid Stupid
Dec. 4th, 2002 05:26 pmLast August when mortgage rates started to go down I looked into refinancing. I have a 30 year fixed 7.25% loan now and no real interest in paying it off quickly. A friend at work recommended a mortgage broker who is the son of a friend of hers. I figured what the heck.
In the beginning he was only a little flakey. He's now turned into Flake of The Century. Here I sit 4 months later with only the promise of a refinance. He tells me he's got me a loan locked into 5.75%. I've paid $425 for an appraisal (which I do not have - he has).
For four months now, he never ever ever calls me when he says he will. He says he'll let me know. He never does. He got an assistant and a month ago she apologized for the lack of contact and said she would call me on Wednesday. I never heard from her again. I finally called him on Monday. He said closing on Thursday or Friday and he'd let me know Wednesday.
Of course, I heard nothing today. He obviously doesn't give a shit. I think I've been screwed out of a refinance and $425 for the appraisal. If I wasn't so disgusted with myself and him, I'd take him to small claims court for the aggrivation but it would aggrivate me more than him probably. And he's in Phoenix or I'd go smack him in the face. Hey,
kjazz you got any connections in the knee capping biz down there? Maybe we could make this guy Parker's new chew toy????
I cannot believe I have been so stupid.
In the beginning he was only a little flakey. He's now turned into Flake of The Century. Here I sit 4 months later with only the promise of a refinance. He tells me he's got me a loan locked into 5.75%. I've paid $425 for an appraisal (which I do not have - he has).
For four months now, he never ever ever calls me when he says he will. He says he'll let me know. He never does. He got an assistant and a month ago she apologized for the lack of contact and said she would call me on Wednesday. I never heard from her again. I finally called him on Monday. He said closing on Thursday or Friday and he'd let me know Wednesday.
Of course, I heard nothing today. He obviously doesn't give a shit. I think I've been screwed out of a refinance and $425 for the appraisal. If I wasn't so disgusted with myself and him, I'd take him to small claims court for the aggrivation but it would aggrivate me more than him probably. And he's in Phoenix or I'd go smack him in the face. Hey,
I cannot believe I have been so stupid.
I HAVE FRIENDS IN PHOENIX
Date: 2002-12-04 05:44 pm (UTC)Re: I HAVE FRIENDS IN PHOENIX
Date: 2002-12-04 05:50 pm (UTC)Re: I HAVE FRIENDS IN PHOENIX
Date: 2002-12-04 05:55 pm (UTC)Ears? Burning?
Date: 2002-12-05 09:19 pm (UTC)And I sent the photos of your popsicle bathroom down to my cat sitting friends who are talking painting again. The difference between their talking painting and my talking painting is that they actually do it. Their half bath is up next and I just had to show them the coolest looking bathroom on the planet. (And, of course, tell them about the gay mafia - they say they are lesbians but I've never seen their membership cards and they did not know about the gay mafia...)
Mortgage brokers are big here. The concept is that they 'shop' for the best rates on your behalf. I've used them in the past with excellent results. I think Dickwad is just my punishment for something.
Re: Ears? Burning?
Date: 2002-12-06 08:17 am (UTC)I hate that I can't get you a toaster oven. Everytime I apply for lesbian membership, I get turned down. Something about standards... Doesn't keep me from trying. Maybe if I mention your name...
You will get photos of any popsicle purple bathroom I see... You can start a collection!