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susandennisI finally talked to my financial adviser. He said 'you don't need to retire... you can just be financially independent'. I'm pretty sure that's potaaaaato potahahahto.
But, he had only good thoughts and ideas and suggestions. Plus he agreed with my plan of living on the employment insurance for a while to get a level - an idea - of how things will work out financially. As part of the unemployment insurance, I will also do some job hunting. My job requirements are pretty strict but who the heck knows. I could fall into something.
Or I can start my social security early and my IBM pension early and just be retired.
The unemployment benefits run for 26 weeks so that should give me enough time to gather good intel.
I have a giant list of questions into my boss and then I remembered two more so sent them. He answered the last two but I not the rest yet.
So now I know that the HRA benefit goes with COBRA. This means that $1,500 of the $2,000 deductible (medical insurance) is covered. Yeah.
And, if, during the 18 COBRA months, he hires me back for as little as a month, COBRA resets and I get another 18 months. This is a question he came up with. Didn't even occur to me to ask.
I don't know a date yet, but I have to believe it will be this week or next. Meanwhile I move the work laptop over to the desk where it's still available but no long in the main. I did that more to see what it would be like than anything else. I like it. A lot.
I am working on an even tidier idea maybe. It's all part of the process.
I went to the pool and it was good. Now I'm watching the baseball game and the Mariners are winning.
Everything is under control...
But, he had only good thoughts and ideas and suggestions. Plus he agreed with my plan of living on the employment insurance for a while to get a level - an idea - of how things will work out financially. As part of the unemployment insurance, I will also do some job hunting. My job requirements are pretty strict but who the heck knows. I could fall into something.
Or I can start my social security early and my IBM pension early and just be retired.
The unemployment benefits run for 26 weeks so that should give me enough time to gather good intel.
I have a giant list of questions into my boss and then I remembered two more so sent them. He answered the last two but I not the rest yet.
So now I know that the HRA benefit goes with COBRA. This means that $1,500 of the $2,000 deductible (medical insurance) is covered. Yeah.
And, if, during the 18 COBRA months, he hires me back for as little as a month, COBRA resets and I get another 18 months. This is a question he came up with. Didn't even occur to me to ask.
I don't know a date yet, but I have to believe it will be this week or next. Meanwhile I move the work laptop over to the desk where it's still available but no long in the main. I did that more to see what it would be like than anything else. I like it. A lot.
I am working on an even tidier idea maybe. It's all part of the process.
I went to the pool and it was good. Now I'm watching the baseball game and the Mariners are winning.
Everything is under control...
(no subject)
Date: 2012-07-25 10:10 pm (UTC)Is there some work you could do part time, from home. Like self employed style?
(no subject)
Date: 2012-07-25 10:18 pm (UTC)(no subject)
Date: 2012-07-25 11:58 pm (UTC)(no subject)
Date: 2012-07-26 12:02 am (UTC)Your report is fabulous. That's the kind of retirement I think I'll sign up for. Thank yo so much for checking in and offering up such great encouragement.