No insurance for you!!

[susandennis]

My boss told me several times not to worry, there would not be a gap in my insurance coverage.  He'd pay the first two months and it would all be seemless.  The COBRA aministrator said reiterated the same thing.  I asked both about this more than once and more than once I was assured there would not e a problem and I should not worry. 

Today I go to pick up eye drops I will need for my cataract surgery. And I'm told I have no insurance.  I log onto my insurance site and look under benefits and it says "No coverage available at this time."  Oh how unhappy am I.  Pissed is really more like it.

I am pretty sure the COBRA coverage is due me by law. I have paperwork that says I do not owe anything until October 1.  I am hoping this is just a minor snafu that will be fixed easily and quickly.  At least I sure hope so.  At least I have an email address for the COBRA administrator so I sent her a note and copied by boss.  At a minimum, I think they need to quit promising this seamless shit. There's a giant seam and it's got a big rip in it.  I am also very glad that my surgery is a month away instead of sometime sooner.  

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But before that bit of depressing drama, the day was fun.  I pickked up  machupicchu and we had breakfast and then we went over to the zoo for a special guided tour.  He found this Real Close Summer Tour a while back and we bought tickets which he thought were reasonably priced and I thought were way too expensive.  It turned out to be a neat fun adventure.  The weather was just perfect - our zoo has lots of shade anyway - and the tour guide was nice and easy to listen to and very interesting.  The only downside was that it was billed as 90 minutes but was actually only a little over an hour.  It could have covered so much more of the zoo than it did but it was fun.  Especially fun to see the behind the sceens stuff like the animal pantry.

Then we went and got frozen custard.  YUM.  Then Matthew went home and I went to the drugstore to pick up my drugs... and found out about THE problem.

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On the bright side, it appears the baseball game was delayed and shortly after I got home and turned it on, the Mariners took the lead.  They are playing in the rain right now in the 6th.  There is real hope.

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And, I just got copied on a note from my boss to his insurance guy tellng insurance guy to get on my issue right away, please and restating that I am on fully paid for COBRA and should have NO interuption of service.  Whew.  That does make me feel a little better and sweet of him to check and reply on a Sunday.

Comments

[mhaithaca.livejournal.com]

There was nothing seamless about it for me, either. The insurance carrier had to send me all new cards and there was a stretch of weeks where I seemed to have no insurance. However, everyone assured me that the coverage didn't lapse; COBRA, once it started, was retroactive to the date my work insurance coverage had ended.

[susandennis]

Oh that is comforting to hear. The pharmacist told me to hang onto the receipt and once the insurance was fixed, she'd give me a refund on the difference - $60! I hope it ends with the same good end as you got.

[johncomic.livejournal.com]

Action on a Sunday is indeed miraculous.

[captainsblog.livejournal.com]

I've always been a suspicious of a health insurance extension plan named after a poisonous snake.

[lilliane.livejournal.com]

I'm going to second what mha is saying, having been through it myself - COBRA will be sending you new insurance cards and the like and while "technically" you are not without coverage, in essence, you are by not having said cards/numbers and all that jazz, as you have found out. It is a huge pain, however, and the wait sure isn't fun.

[(Anonymous)]

so is "monkey crunch" made out of monkeys for some critter that eats monkeys or is it made for monkeys to eat? ;)

I have not been to the Seattle Zoo. Living 3 miles from the SD Zoo I usually don't go to other cities' zoos when I travel. I was in DC a few years back and skipped the National Zoo for example. Maybe when I am up in your neck of the woods next June i will fit in a Zoo day.

[catmomma.livejournal.com]

I forgot to login, this is catmomma

[susandennis]

i guessed :)

[susandennis]

Monkey crunch is for monkey's to eat.