susandennis: (Default)
[personal profile] susandennis
It is pouring rain out. My Mom would say "go get the car out of the garage and let God wash it!"

So nice.

The money to pay off my mortgage is, hopefully, on the way to the mortgage company. Getting there was a bit of a ohfuckme exercise. I did not want to write a check and put it in the postal service. Citi Mortgage will let me send them as much as I want every month electronically but will NOT let me pay my mortgage digitally from their website. A wire transfer cost $100 and is way too complicated.

So I went to BECU. The funds had been deposited in savings. Their bill pay system is from checking. Their website wouldn't let me move the money from savings to checking. Every time I tried, no matter how fast I worked, it said I timed out and told me to log on again. I figured it was the size of the amount that was clogging up their works. So finally I called.

"We had issues with Chrome doing that early time out thing last week but they fixed them. Sounds like maybe they forgot something." No shit. She did the transfer for me and then said that she had a work around I could use next time. I said no thanks and allowed as how I sure hoped by 'next time', they will have it really fixed.

So... then... funds in the right account, I went to bill pay. "The zip code you entered for the payee does not match our records". OH FOR FUCKS SAKE! I had to make a new payee for the payoff address and they will now cut a freakin' check and send it postal mail to arrive there next Thursday.

Clearly, paying off a mortgage is not something anyone every actually wants you to do. And while you might think that accumulating the needed funds is the hard part, you might be a little off there. ARUGH!!!

And my Misfit app is not syncing correctly.

There is a conspiracy to piss me off today but I will not bow to it. I will win. Plus, all this beautiful rain!

(no subject)

Date: 2016-09-02 06:58 pm (UTC)
From: [identity profile] badrobot68.livejournal.com
Doesn't technology make life so much easier? :D

(no subject)

Date: 2016-09-03 01:54 am (UTC)
From: [identity profile] badrobot68.livejournal.com
Ugh, I never faxed! Thankfully!

(no subject)

Date: 2016-09-03 01:57 am (UTC)
From: [identity profile] badrobot68.livejournal.com
Also we got our rain today, and it was glorious!

(no subject)

Date: 2016-09-07 02:58 pm (UTC)
From: [identity profile] zestfive.livejournal.com
I had the same issues with paying off my mortgage, it was so annoying. I solved it by sending in more in the form of a check and they sent me back the rest with the escrow balance. It was much easier than the stupid wire transfer and etc.

Congrats on your pay off!

Mine was so minimal when I got it...only $20,000 that I paid off in 4 years. It helps that the townhouse was only $30,000 short sale when the market had crashed. Now it's probably worth nearlly $100, 000!

(no subject)

Date: 2016-09-07 05:11 pm (UTC)
From: [identity profile] zestfive.livejournal.com
Yes, and I have a house that I rent. Once my son was launched, a big house for just me 45+ minutes away from my work seemed silly. I hope to have the house paid off in about 3 years with the rental income and then maybe I would sell...I'm going to wait and see if it becomes a pain. If not...who knows. I also hope to buy out my sisters of our jointly shared cabin. It was started by our Dad who was killed in a freak accident 9 years ago. It means a great deal to me but not so much to my sisters.

(no subject)

Date: 2016-09-07 05:24 pm (UTC)
From: [identity profile] zestfive.livejournal.com
Slow but sure wins the race, I imagine that was your strategy?

(no subject)

Date: 2016-09-07 05:33 pm (UTC)
From: [identity profile] zestfive.livejournal.com
When I got my first "real" job = retirement and benefits, I had a supervisor (who I didn't care for) but he did encourage us to save and the place I worked was in the financial industry so I learned enough to keep me going, I'm also pretty financially conservative and did have family that I could go to if I needed help. As a single parent, I think I did pretty well for myself.

(no subject)

Date: 2016-09-07 06:25 pm (UTC)
From: [identity profile] zestfive.livejournal.com
It certainly is!

Profile

susandennis: (Default)
Susan Dennis

January 2026

S M T W T F S
     1 23
45678910
11121314151617
18192021222324
25262728293031

Most Popular Tags

Style Credit