Citi for the win

[susandennis]

By 6 pm last night I had three different FedEx numbers - one for each of the replacement cards from Citi Bank. They all three will be delivered today. I honestly think that's pretty feakin' awesome. Online, all accounts reflect the change.

BECU will get here whenever. They promise love and community, not speed.

Capital One will get here whenever. It's so damn difficult to do business with them, I probably won't even use them any more. They pay 4% cash back on restaurants and entertainment. It's a huge savings when I buy my Mariners tickets. But it's likely months before it will even make sense to use that one. I think I'll put it away for now. If/when it arrives.

I'm not unhappy with the rethinking/streamlining this whole lost wallet thing has precipitated. And I'm kind of delighted at Citi Bank's service.

While I was dicking around in all these accounts I noticed a difference in credit scores. So I dug more and recorded. I have 5 different financial institutions that tell me my credit score. And as of today, I have 5 different credit scores with a 40 point spread between the highest and the lowest. WTF? Except for insurance rates, I really don't need/use my credit rating. I don't plan on getting a loan. It's just interesting to watch.

I also have been continually checking my social security account to make sure the payment next week goes to the right place. So far, it's looking good. August 3 will be the proof.

I think my boyfriend and I have broken up. Since I've started swimming, he's only been in the window to wave to a couple of mornings. He was actually on duty today. When I was heading out, he was at the front door accepting an Amazon package. But when I got back around to his window to wave, he was nowhere to be found and his laptop wasn't even set up. Sigh. Oh well, we had a good run.

The tracking number for my TiVo harddrive says it will be here today. I've about decided to go ahead and do the job now rather than wait for death. I can always go back, I hope.

Hot hot today but not as hot hot as yesterday. It's gotten too warm to do my hall walks. Even walking in the garage is a little warm plus people so no.

I think today will be a poke day - the bowl from my favorite place is enough for lunch and dinner.

Comments

[runeshower.livejournal.com]

You're looking at credit scores, excellent. I've got a question for you. Does your Citibank Costco Visa appear on any of your credit reports? Mine is not appearing on my Experian report (and probably not on my TransUnion either). I thought maybe Citibank doesn't share info with them, but perhaps there's a different glitch and I should call them.

[susandennis]

ok so. i did not look at my actual report - only the score. but after you asked i went to get my report. i haven't asked in years. i asked for all three. the first one failed because who the fuck can remember what county she lived in in 1983??? The second failed on some other id error and the third one didn't even try. They all want written requests and I do not care that much. Sorry.

[runeshower.livejournal.com]

sorry to put you to so much trouble. Take a look at my post, though - that's exactly the sort of question I was beefing about. The reason I don't have my TransUnion report right now is because I failed the verification questions, even though I *know* I answered them correctly.

[runeshower.livejournal.com]

Also, did you happen to see my recent post about credit snafu? I'm showing over an over 200 point difference between TransUnion and Experian. (I haven't asked for an Equifax report yet.) That 200 point difference was enough for them to penalize me regarding terms on a new card I requested. I'm pissed off because my score should be MUCH higher than either of those, but it's not, because the two cards I use most aren't showing up on my reports!

[howeird]

Obligatory smartass comment. Capital One's tag line is "What's in your wallet"