Jan. 4th, 2016

My tweets

Jan. 4th, 2016 04:06 am
susandennis: (Default)

Monday

Jan. 4th, 2016 10:03 am
susandennis: (Default)
And traffic is back again but not as bad as I had it in my imagination. I left here at 7:15, swam and, so, hit the big traffic at 9:10 and the road was full but not slow and no stopping. It was fine. Nice.

There were a couple of resolution-ers at the pool but not what I expected. There was one poor guy who looked out of shape* enough that today's pool visit could have been a resolution. He came out of the locker room in his suit with his towel and took a pre-swim shower and then sat on the stairs into the pool for a good 10 minutes with elbows on knees and head in hands and finally he got up and walked back into the locker room.

I came right home. Tomorrow, I'm going to stop at the hair cutters. Wednesday is my nail appointment. One day I need to whip into the fabric shop and drop by the library and my supply of toilet paper is getting perilously low. And I need gas. That's my week as it looks right now.

Friday would be my normal bear delivery day but I think I'll wait until Monday and take my brother to meet the bear adoption lady.

I got sleepy very early last night and finally turned out the lights at 9:30. I felt like I didn't sleep that well but my fitness band said I did so I think I'll go with the band. It's tech. It knows better than me.

Today will be the usual - doll making, bear knitting.

Money

Jan. 4th, 2016 01:46 pm
susandennis: (Default)
I just read a journal entry by someone looking at making money changes/fixes. The writer quoted an old saying "people with money don't talk about money." I've actually never heard this but it does ring true.

I'm sticking my neck out. I have money. I am going to talk about it.

I am a good money manager now. I use only two credit cards (one for Amazon only) and I check their balances online at least once a day, maybe more. I pay the balance down to $0 as soon as it gets over $100. I keep cash on hand (usually $100-ish) for emergencies. I still have a mortgage but the interest rate is very low and it does not make financial sense to pay it off just yet.

But, my road to being a good money manager was paved with potholes - tons of them. For years I lived in debt, paycheck to paycheck. I did not earn a lot back then but I sure did spend. And I spent without thought or planning. Even while I worried about turning into a bag lady on the street in my old age, I spent.

I remember one Friday night coming home from work with nothing planned and feeling kind of bored and down. I got in the car and drove to Walmart (about 20 miles away then) and spent $300 on a cart full of stuff - whatever struck my fancy. $300 that I did not have. And I was not a kid. This happened when I lived in Seattle so I was at least in my 40's. And it was not a one-off.

Even now, when I have money and a clear way to make it work for me and provide for me, I am still conflicted about it in many ways.

I donate cash fairly regularly to people and organizations. But it never feels like enough cash or often enough. I often feel guilty about spending money. I often feel guilty about money.

But, I do feel a great sense of accomplishment. I lucked into an amazing financial adviser and was smart enough to listen and learn and so amass enough to provide for me so that I no longer have to work to earn more. I am grateful that I have money to obsessively manage.

It has occurred to me more than once that talking about my various frivolous purchases in this journal, knowing there are people reading who have major stresses about their ability to put food on the table or get things they need, is thoughtless and mean. It is my journal and it is important to me to reflect in it who I am which includes my spending.

But, maybe there is an even better reason for putting my financial interactions out there.

Two more

Jan. 4th, 2016 04:24 pm
susandennis: (Default)
The eyes are giving me fits. I can't get them cut in nice, small circles. Finally I went to Etsy and found a nice lady who's going to punch me out a boatload of felt eyes in dark colors for $5 including shipping! They might even be here tomorrow.



I sure hope the bear lady likes dolls, too. Her website has a list of stuff they are looking for and it includes "soft dolls". If she doesn't want dolls, I could get crowded out of here really soon...

Profile

susandennis: (Default)
Susan Dennis

January 2026

S M T W T F S
     1 23
45678910
11121314151617
18192021222324
25262728293031

Most Popular Tags

Style Credit